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Abr 4th

Skipton Agreement In Principle

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4) The property must be rented on a holiday rental agreement (or a private residential rental agreement, if in Scotland) and should not be used as a holiday rental or HMO. For more information, please see our documentation on renting requirements. Call Kate Le Prevost at 44 (0) 1481 734000 or send mortgagesales@skiptoninternational.com for a policy decision. Energy Performance Certificate (EPC) (England and Wales) From 1 April 2018, all lenders will have to ensure that leased property meets a minimum value of E in order to establish a lease (unless the current provisions are exempt). Characteristics classified as F or G are considered inferior by law and cannot be rented. As such, Skipton International will only be able to provide mortgages on property leased with an EPC of A to E included. Skipton International requires applicants to provide them with a copy of the current security property at the time of the mortgage application. Skipton reserves the right to request the availability of a CBE at any time during the life of your mortgage. More information and manuals can be found on the UK government website; www.gov.uk/government/publications/the-non-domestic-private-rented-property-minimal-standard-landlord-guidance To verify that your property meets the required standards, just click on the following link, enter the postcode and download the Energy Performance Certificate in PDF.www.epcregister.com/reportSearchAddressTerms.html?redirect-reportSearchAddressPostcodeEnergy Performance Certificate (EPC) (Scotland) Skipton International requires all Scottish rental companies to have a minimum energy performance rating. Skipton International reserves the right to apply for energy certificates at any time during the term of your mortgage. To verify that your property meets the required standards, simply click on the following link, enter the postcode and download the Energy Performance Certificate in PDF.www.scottishepcregister.org.uk/For more information and instructions, please visit the UK government website;www.gov.scot//energy-performance-certificates-introduction/Ground rentriteria Before you apply, please refer to the Documentation Support Check List section entitled «Ground» to ensure that your basic rent is within the criteria. Rent new buildingsIf you buy a new property or remortgagingen, please include the following details; Base for renewal of the basic tenancy (i.e.

by RPI) Extension period (how often the base rent is verified/increased) Basic rent Previously in possession of a property, please provide the following details; Base RentReduction of the Renewal Base (i.e. by RPI) Extension period (how often the base rent is verified/increased) Basic rental fee If your property is subject to estate charges «Estate Rent Charges», please contact our sales team «before» filing an application, as a prior agreement is required. Construction features that are not fully (ready for tenant occupancy) within 6 months of applying to Skipton.No standard construction or transformations will be evaluated on a case-by-case basis. LPS (large plate systems) and PRC (pre-moulded steel concrete) features.

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